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Lead Poisoning

Posted on August 14, 2019 - 12:35 PM by david elya

Lead poisoning is a serious problem that can lead to adverse health problems. In children, high levels of lead can cause damage to the brain and nervous system, behavioral and learning problems, slow growth, and hearing problems. In adults, lead poisoning... Read more

Plan of Action

Posted on August 7, 2019 - 12:35 PM by david elya

Analyze why you are selling - If you understand your motives, you will be able to better negotiate and to get what it is that you want, whether it be a quick sale, high price, or somewhere in the middle. Prepare your home for the buyer - Maximize the s... Read more

Is Buying a Home Still a Smart Plan

Posted on July 31, 2019 - 12:35 PM by david elya

With the burst of the housing bubble, credit crisis, and millions of foreclosures across the country, you may wonder if buying a home is such a good idea after all. However, it’s important to consider all of the facts. The important message to take ... Read more

The Biweekly Mortgage - Who Needs It?

Posted on July 24, 2019 - 12:35 PM by david elya

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u... Read more

Title Insurance When Refinancing Your Loan

Posted on July 17, 2019 - 12:35 PM by david elya

Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, i... Read more

Underground Heating Oil Tanks

Posted on July 10, 2019 - 12:35 PM by david elya

Underground heating oil tanks can pose many potential problems to both home buyers and sellers. They have been the source of many environmental problems such as contamination of surrounding soil and ground water. Leaks are generally caused by the rust in... Read more

For Sale By Owner - A Good Idea?

Posted on July 3, 2019 - 12:35 PM by david elya

FSBO (pronounced fizz-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 6% that would be the agents&... Read more

Hot, Normal, and Cold Markets

Posted on June 26, 2019 - 12:35 PM by david elya

Hot Market This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and mor... Read more

Land Contract

Posted on June 19, 2019 - 12:35 PM by david elya

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Title Insurance Requirements for Insuring Trusts

Posted on June 12, 2019 - 12:35 PM by david elya

In today’s world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if tit... Read more

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