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Land Contract

Posted on June 19, 2019 - 12:35 PM by david elya

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Title Insurance Requirements for Insuring Trusts

Posted on June 12, 2019 - 12:35 PM by david elya

In today’s world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if tit... Read more

Living Trusts

Posted on June 5, 2019 - 12:35 PM by david elya

Estate planners often recommend Living Trusts as a viable option when contemplating the manner in which to hold title to real property. When a property is held in a Living Trust, title companies have particular requirements to facilitate the transaction. ... Read more

Insist on a Home Inspection

Posted on May 29, 2019 - 12:35 PM by david elya

A professional home inspection protects both you and the buyer. It allows both you and the buyer the opportunity to learn about the property’s defects. A home inspection usually covers the following: Plumbing conditions - if there is leakage or ... Read more

Avoiding Financial Stress

Posted on May 22, 2019 - 12:35 PM by david elya

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualific... Read more

The No-Cost Thirty Year Fixed Rate Mortgage

Posted on May 15, 2019 - 12:35 PM by david elya

There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees... Read more

Title Insurance - Where Does Your Dollar Go?

Posted on May 8, 2019 - 12:35 PM by david elya

Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of ... Read more

Environmental Issues

Posted on May 1, 2019 - 12:35 PM by david elya

When purchasing a piece of property, it is important to be aware of any environmental liabilities associated with it. For example, you should find out if there are any registered underground tanks within several miles of the property, known contaminated p... Read more

Finding the Right Agent

Posted on April 24, 2019 - 12:35 PM by david elya

Not all agents work the same way. The most important attribute of an agent is that he/she is well connected to the real estate industry. He/she should know the market and provide information on past sales, current listings, his or her marketing plan, and ... Read more

Finding the Right Seller

Posted on April 17, 2019 - 12:35 PM by david elya

The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you ... Read more

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